The Trump administration announced a new policy on Monday making it easier for states to circumvent coverage requirements and consumer protections in the Affordable Care Act. States could, for example, use federal funds to subsidize short-term insurance plans with fewer protections for people with preexisting conditions. Coming two weeks before Election Day, the new policy appeared to be a political gift to Democrats, who are making health care a potent campaign theme. (Robert Pear, New York Times)