More Norwegians than ever have private health insurance, according to the organization Finance Norway. From 2006 through 2016, the number of Norwegians with private health insurance increased from approximately 42,000 residents to 503,000, representing a 12-fold increase. This means that nearly one in 10 Norwegians hold private insurance policies, the majority of which are employer-sponsored plans. Private health insurance policies supplement Norway’s universal public health care coverage and are mainly used to access private specialists, shorter wait times for elective operations, and physical therapy services.