During the recent effort to repeal and replace the Affordable Care Act (ACA), some members of Congress and the Trump administration looked back to high-risk pools, which operated in 35 states before the ACA was enacted. In a new To the Point post, the University of Kansas’s Jean Hall says it’s critical to remember how high-risk pools—which concentrate people who need costly medical care into a single health insurance pool—worked in practice. Also check out our high-risk pools explainer, which gives the backstory on the pools and how they differ from current policy.
High-Risk Pools for People with Preexisting Conditions: A Refresher
![1024x415 High risk pools have too many sick people and not enough healthy to balance out](/sites/default/files/styles/hero_image_desktop/public/images/___media_upload_dr_patient_high_risk_pools_have_too_many_sick_people_and_not_enough_healthy_to_balance_out.jpg?itok=BAU0mB89)