Health insurance premiums rise with the generosity of the benefit package. Both public and private sector policymakers are interested in making less-costly health insurance available by offering a bare-bones benefit package. This analysis develops several alternative insurance policies that would cost 30 percent less than a current basic benefit plan and examines the implications of these policies for purchasers. Although stripped-down policies are meant to make insurance more affordable for low-income consumers, they do so only with enormous risks.
![Entrance of hospital](/sites/default/files/styles/related_content_270x180/public/Atlas_Global%20Budgeting_1229701034_3x2.png?h=4362216e&itok=Ixecfe4K)